Union Bank of India is among the largest government-owned banks in the country, and they offer many financial products, services, and related assistance. While the bank makes its services available both online and offline, individuals must make it a point to find relevant Union Bank of India timings to ensure smooth processing and timely assistance as and when required.
Why should you find out the Union Bank of India’s work timings?
Customers should find out the Union Bank timings beforehand for these reasons:
- To ensure the bank is open when they visit the branch
- To avoid getting caught up in peak rush hour
- To avoid visiting the bank during lunch break
- To ensure the smooth processing of banking transactions
- To avail timely assistance from present bank professionals
- To avoid visiting a bank during a public holiday or beyond active hours
Union Bank of India NEFT and RTGS Timings
The latest updates show Union Bank offers round-the-clock assistance for RTGS and NEFT services. However, the bank previously offered the services within a given time frame.
Here are the old timings for these services:
Union Bank of India NEFT Timings
- On all working days: 8:00 AM to 6:30 PM
- On all working Saturdays: 8:00 AM to 6:30 PM
- For same-day processing, bulk NEFT files should be uploaded before 6:00 PM
| Working Days | Active hours |
| Weekdays | 8 AM – 6:30 PM |
| 1st, 3rd, and 5th Saturdays | 8 AM – 6:30 PM |
Union Bank of India RTGS Timings
- Union Bank timings for RTGS on weekdays: 8:00 AM to 4:20 PM
- For working Saturdays, it is 8:00 AM to 4:20 PM
- Bulk RTGS files should be uploaded before 3:30 PM for same-day processing
| Days | Timings | |
| Weekdays | 8 AM to 4:20 PM | |
| 1st, 3rd, and 5th Saturdays | 8 AM to 4:20 PM | |
Real-time Gross Settlement (RTGS) service was available daily from 8:00 AM to 4:20 PM except on 2nd and 4th Saturdays, Sundays, and all bank holidays. Note that RTGS transactions can be made only when the sum of money is Rs. 2 lakh or more.
What is Union Bank of India’s IMPS timings?
An immediate Payments System or IMPS is an online method of payment, and it is a real-time transfer option that proves useful when a customer has to make an instant payment. The best thing about IMPS is that there is no minimum amount requirement to pay through this facility.
Customers of Union Bank of India can make an IMPS transfer at any time and from anywhere using the bank’s net banking or mobile banking facility. Notably, this facility can only be accessed online, so visiting the bank with an IMPS request could be futile.
Union Bank Timings on working Saturday
Union Bank of India also extends its services on Saturdays and assists customers from 10:00 AM to 4:00 PM. The 1st, 3rd, and 5th Saturdays are considered the working days, and the bank remains closed on the 2nd and 4th Saturday of every month.
| Working days | Active hours |
| Union Bank Timings on Monday to Friday | 10:00 AM – 4:00 PM |
| Union Bank Lunch Time | No specific time |
| Union Bank of India Timing on Saturdays | 1st, 3rd & 5th – 10 AM to 4:00 PM |
| Union Bank Timings on Sundays | CLOSED |
| Union Bank Timings on public holidays | CLOSED |
What is Union Bank of India Lunch Timings?
Some Union Bank of India branches have no formal break for employees, and the bank employees take their break in batches to keep the bank’s services flowing smoothly. However, most banks have a lunch break of 30 minutes, typically from 2 PM to 2:30 PM. It is advisable to find out the usual lunchtime of the branch one intends to visit to ensure timely assistance without waiting for long.
What is the timing for the Union Bank of India Locker?
The Union Bank timings for the locker room are the same as their daily working hours. Those who wish to operate or access their locker can visit their designated branch during banking hours. It must be noted that there’s no extra time set apart from daily active hours for customers to access their locker.
What is Union Bank of India UPI Timings?
The best thing about Union Bank of India UPI timings is that they can be accessed anytime and anywhere.
Notably, UPI is an online payment system that a subsidiary of RBI – NPCI manages. Any individual with a bank account can access and use the UPI. There is no time limit or minimum amount requirement to use UPIs for payment. However, it’s still advisable to find out Union Bank, Central Bank, or HDFC UPI limit from banks to ensure confident transactions.
Users can access UPI without sharing their bank account details with a third party or sender/receiver. Once a UPI ID is linked to a customer’s bank account, they can make transactions smoothly. Today’s widely used UPI apps include PayTM, Phone Pe, GPay, Amazon Pay, and BHIM UPI. Typically, there’s no transaction limit on these apps. However, finding the UBI or HDFC UPI limit could help users make transactions confidently.
What is the closing time for a Union Bank of India branch?
The branches of Union Bank of India stop extending their services at 4 PM daily, including working Saturdays. Customers can go to their nearest bank branch at any time before 4 PM and avail of the required assistance from the professionals without any problem.
It is also advisable to find the complete list of bank holidays to ensure customers get timely financial assistance whenever they visit the bank without getting caught up in delays or inactive working hours.
Notably, after the COVID-19 lockdown, the Union Bank of India resumed its normal banking services. However, the bank still encourages customers to use their online and mobile banking services for their transactions and to avoid visiting the bank branch unless it’s vital. As of 2018, the Union Bank of India has around 4,301 domestic branches, 7,642 ATMs, and 37,587 employees under its banner.
